退休计划
参与计划的要求
University of Idaho employees participate in the following plans, based on eligibility. 员工为PERSI做出贡献, ORP, Civil Service Retirement System or Federal Employees Retirement System. These contributions are made through payroll deduction on a pre-tax basis. The University of Idaho policy on the retirement plans can be found the Faculty-Staff Handbook, Section 3730.
The 爱达荷州教育委员会 要求参加下列退休计划:
- 分类雇员必须参加PERSI
- Faculty and non-faculty exempt employees are required to participate in ORP
- Faculty and non-faculty exempt employees that elected to remain with PERSI when the ORP was initially rolled out and new employees that are already VESTED with PERSI (either from a previous position with the university or from a prior employer) can choose to continue contributing to PERSI.
Purpose
Classified staff and temporary hourly employees working 20 hours/week for five or more months are eligible for PERSI benefits. Faculty and Non-Faculty Exempt employees who elected to remain in PERSI when the Optional Retirement Plan (ORP) was first rolled out and those that are already vested with PERSI may continue to contribute to PERSI rather than enrolling in the ORP. PERSI enrollment is automatic for all classified employees and is effective beginning their first pay period.
Contributions
- 员工供款:6.71%(2023年7月1日生效)
- 大学贡献:11.18%(2023年7月1日生效)
Vesting
员工在5年(60个月)后归属
计划的特点
PERSI is a defined benefit plan that is governed by the PERSI plan document. 请参阅 PERSI website 欲知详情. PERSI教育工作坊 都可以在网上找到.
联系信息
PERSI
电话:800-451-8228
Website
New to PERSI?
PERSI regularly offers a 20-minute virtual new member orientation. New employees and anyone who needs a refresher on their PERSI benefits are encouraged to attend. 查看时间表和寄存器.
Purpose
The 1990 state legislature established the Optional Retirement Plan (ORP) for faculty and non-faculty exempt staff. 这是一项强制性的退休计划. ORP是一个固定缴款计划，由 教师保险年金协会 and Corebridge金融 (原VALIC-AIG).
Contributions
- 员工贡献:6.97 percent
- 大学贡献:9.255%(2013年7月7日生效)
Vesting
员工在注册后立即获得授权.
图则的特点
Both administrators offer diverse investment options for eligible employees. Membership is portable with any other higher education institution offering retirement plans through TIAA or Corebridge金融. Eligibility requirements and benefits are governed by the ORP plan document that can be found on the 爱达荷州教育委员会 Finance and Administration website.
残疾保护与ORP
University of Idaho purchases a retirement deposit protection policy from The Standard Insurance Company that, if approved, continues your retirement deposits in the event of a disability. Your online pay records will reflect the university's contribution for this coverage as ORD.
联系信息
TIAA
电话:800-842-2733
tiaa.org/public/tcm/uidaho/home
Corebridge金融(前身为VALIC-AIG)
电话:800-448-2542
corebridgefinancial.com/rs/idahoedu/plan-details/orp-plan
预约科桥财务顾问:
Jillian Bell
安排虚拟会议
如需安排面对面会议，请致电509-818-2081或发送电子邮件 jillian.bell@corebridgefinancial.com
约翰尼·约翰斯顿
要安排面对面的会议，请致电509-251-2145或发送电子邮件 john.johnston@corebridgefinancial.com
Charissa条板
安排虚拟会议
要安排面对面的会议，请致电509-904-9476或发送电子邮件 charissa.hatten@corebridgefinancial.com
Supplemental tax sheltered retirement plans are available to benefit-eligible employees. 捐款是不匹配的大学, but they are deducted before income taxes and deposited each pay period with the provider or providers chosen by the employee. Changes to contribution amounts can be made at any time by completing and submitting a new salary reduction form.
- 减薪授权表格
- Vendor List (一旦员工在其中一个供应商注册, he or she needs to complete the Supplemental 'Salary Reduction Authorization Form' and return to Payroll or Benefit Services.)
401(k)
PERSI Choice plans are defined contribution plans available to PERSI participants that are board-appointed or temporary employees working 20 hour/week for 5+ months. 2024日历年的捐款限额为23美元,000, 再加7美元,为50岁或以上的员工提供500美元的“补足供款”. 此限制与403(b)帐户共享. 欲了解更多信息和报名表格，请访问 PERSI website.
403(b)
The 403(b) plans are defined contribution plans available to all benefit eligible employees through a select group of vendors (see list above). 一旦员工建立了一个供应商账户, he or she needs to submit a completed 补充退休 Salary Reduction Form to Payroll and Benefit Services. 2024日历年的捐款限额为23美元,000, 再加7美元,为50岁或以上的员工提供500美元的“补足供款”. 这一限额与401(k)账户共享.
457(b)
The 457(b) is a non-qualified deferred compensation plan that is available to all benefit eligible employees through a select group of vendors (see list above). 2024日历年的捐款限额为23美元,000, 再加7美元,为50岁或以上的员工提供500美元的“补足供款”. 这个限额与401(k)/403(b)账户是分开的.
Purpose
The Civil Service Retirement System and the Federal Employees Retirement System are defined benefit plans available only to those Cooperative Extension employees who transferred to Idaho from another agency where they were enrolled in a civil service or federal employees retirement plan. Eligibility requirements and benefits are governed by the federal government plan document and applicable federal regulations. 请参阅 政府退休网站 欲知详情.
ORP提供商变更
The 爱达荷州教育委员会 Retirement Plan Committee recently completed a multi-year, comprehensive review of the Idaho Optional Retirement Plan (ORP). 因此，在12月. 2023 the State Board of Education approved a change to the program provider. Fidelity will become the sole provider of administrative services for the ORP effective Dec. 2024, replacing TIAA and Corebridge金融(前身为VALIC-AIG).
如需更多资料，请参阅网页上的常见问题解答 国家教育委员会网站. This document will continue to be updated during the transition period. If you are an ORP participant, you will also receive updates via email.